Insure For Peace Of Mind

 

 

So, you think you don’t need travel insurance?  Think again.

 

We are always extolling the benefits of obtaining trip insurance to our clients.  We know what can go wrong when traveling – we’ve seen it all too often.

 

We buy it for our own trips too, although, like many of you, we never think we will have to use it.

 

I was recently on a 3-week trip to in Portugal and Italy.

The first two weeks went great, and, then, the unexpected happened. I felt unwell one night and had to miss a special dinner (which looked amazing,).  The next morning, I knew I would miss the day’s events, and let the group go on without me.   That night I was no better, so I called the doctor. His first words were: “You’ll be staying put right here – no traveling for you.”

 

But my group was moving on tomorrow! Luckily, my hotel was not full, and I was able to keep the room for two additional nights, albeit at much higher rates.  Plus, I had already paid for the two nights in the next hotel that I would lose because I was past the cancelation deadline.  My tours and transfers for the next few days?  Non-refundable.

 

After a few days I was better and able to reunite with my group.  But those other days and charges?  Lost…

 

Fortunately, it was all covered.

 

But wait…  What if I had become ill at the END of my trip and had been unable to fly home as scheduled?  I would have had to reschedule my return flights. Airlines are very inflexible and do not care what reason you have for changing your flight.  They will charge you a change fee of between $200-$800 per ticket PLUS the difference in the price of the ticket you bought.  And a last-minute ticket is almost always the most expensive kind. I did a little researched and for my recent trip a change in my return ticket would have cost more than $2,000!

 

So, next time your travel advisor advises you to get insurance for your long-anticipated vacation and you think you won’t need it – please think again.  Peace of mind is well worth it.

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